{"id":652,"date":"2026-06-10T00:00:00","date_gmt":"2026-06-10T00:00:00","guid":{"rendered":"https:\/\/smartouch.com.my\/post\/?p=652"},"modified":"2026-06-04T08:33:13","modified_gmt":"2026-06-04T08:33:13","slug":"guide-to-the-new-perkeso-lindung-24-jam-scheme-in-malaysia","status":"publish","type":"post","link":"https:\/\/smartouch.com.my\/post\/guide-to-the-new-perkeso-lindung-24-jam-scheme-in-malaysia\/","title":{"rendered":"Guide to the New PERKESO LINDUNG 24 Jam Scheme in Malaysia"},"content":{"rendered":"<body>\n<p class=\"wp-block-paragraph\">The new <strong>PERKESO LINDUNG 24 Jam Scheme<\/strong> marks one of the most important changes to Malaysia\u2019s employee social security framework in recent years. For employers, HR managers, payroll administrators, and business owners, this is not simply a benefits update. It is a payroll, compliance, communication, and workforce protection issue that must be understood clearly before implementation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">PERKESO describes <strong>LINDUNG 24 Jam<\/strong> as a scheme introduced to provide 24-hour protection to eligible employees during their employment period, including accidents that happen outside working hours and are not directly related to employment or job duties. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Is PERKESO LINDUNG 24 Jam?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PERKESO LINDUNG 24 Jam, officially known as <strong>Skim Kemalangan Bukan Bencana Kerja<\/strong>, is designed to close a major protection gap under the traditional SOCSO framework.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Under the standard Employment Injury Scheme, employees are mainly protected for workplace accidents, occupational diseases, and recognised work-related commuting accidents. However, many accidents happen outside employment. These may include domestic accidents, recreational accidents, weekend sports injuries, or personal-time accidents that have no connection to work.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">LINDUNG 24 Jam is intended to provide broader protection for eligible employees when accidents are <strong>not related to employment<\/strong>. PERKESO lists the benefits of the scheme as comprehensive protection for non-employment accidents, 24-hour employee coverage, and medical treatment costs financed by PERKESO.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Why the Scheme Matters to Malaysian Employers<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The biggest reason LINDUNG 24 Jam matters is that it changes how employers must think about employee protection. Previously, HR teams could explain SOCSO coverage largely in terms of employment injury, commuting accidents, occupational diseases, invalidity, and employment insurance. With LINDUNG 24 Jam, the conversation expands into broader non-work accident protection.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For employees, this creates stronger peace of mind. For employers, it creates new practical responsibilities. Payroll systems must be updated. Employee payslips may need adjustment. HR teams must explain the scheme clearly. Finance teams must reconcile contributions correctly. Business owners must ensure implementation is handled on time and without confusion.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">PERKESO\u2019s official FAQ states that LINDUNG 24 Jam is expected to come into force on <strong>1 June 2026<\/strong>. This makes early preparation important, especially for organisations with large headcounts, multiple payroll cycles, different employee categories, or outsourced payroll processing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The Problem LINDUNG 24 Jam Solves: The Off-Duty Blind Spot<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The easiest way to understand LINDUNG 24 Jam is to compare it with the traditional SOCSO Employment Injury Scheme.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Traditional SOCSO protection is strongest when an accident is connected to work. This includes workplace accidents, work-related travel, commuting accidents, and occupational diseases. However, if an employee is injured during personal time, the traditional employment injury framework may not apply.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This gap is known as the <strong>off-duty blind spot<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, an employee may be covered when travelling from home to work, but may not be covered under the traditional employment injury framework for an accident that happens while playing football on a weekend, repairing something at home, exercising after work, or travelling for a purely personal reason.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">LINDUNG 24 Jam is introduced to address this blind spot by extending protection to accidents that are not directly connected to work. PERKESO\u2019s official description specifically states that the scheme includes accidents outside working hours that are not directly related to employment or work. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Types of Accidents Are Covered?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Based on PERKESO\u2019s official description, the focus of LINDUNG 24 Jam is <strong>non-employment accidents<\/strong>. This means the scheme is intended for accidents that happen outside the traditional work-related scope.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Examples may include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Accidents during personal activities outside office hours.<\/li>\n\n\n\n<li>Accidents at home.<\/li>\n\n\n\n<li>Recreational or leisure accidents.<\/li>\n\n\n\n<li>Accidents during non-work travel.<\/li>\n\n\n\n<li>Accidents that are not caused by employment duties.<\/li>\n\n\n\n<li>Personal-time incidents that fall outside ordinary workplace protection.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Employers should avoid overpromising specific claim outcomes because eligibility and benefits will still depend on PERKESO\u2019s rules, documentation, assessment, and official procedures. The safe HR approach is to explain that the scheme expands protection beyond employment-related accidents, while PERKESO remains the authority for determining claim approval.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Employers Need to Prepare<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The new scheme affects multiple internal functions. HR, payroll, finance, and management should coordinate before the June 2026 implementation date.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Payroll Software Updates<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Payroll software must be ready to handle the new contribution structure. This includes deduction setup, contribution calculation, effective date control, payslip display, statutory report mapping, and month-end reconciliation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Employers should not wait until salary processing begins. A payroll test should be completed before the first affected payroll cycle.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Payslip Review<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Employees will notice any new deduction or change in their net salary. The payslip should clearly label the LINDUNG 24 Jam contribution so employees understand what the deduction is for.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Clear payslip presentation reduces employee questions and prevents misunderstanding.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Employee Communication<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">HR should issue a simple internal memo explaining the purpose of the scheme, who it applies to, when it starts, and why the deduction appears in payroll.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The message should be practical and easy to understand. Employees do not need dense legal language. They need to know that the scheme is designed to provide broader accident protection beyond traditional work-related coverage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Finance and Reconciliation<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Finance teams should prepare for changes in monthly statutory reconciliation. Contribution amounts must match payroll records, payslip deductions, and PERKESO submission requirements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Employers should also check whether their payroll provider, HR software vendor, or outsourced payroll partner has updated the system based on the latest official PERKESO contribution schedule.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. HR Policy Alignment<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Employee handbooks, onboarding materials, benefits summaries, and internal SOCSO guides may need revision. HR should clearly separate traditional SOCSO coverage from the new LINDUNG 24 Jam protection to avoid confusion.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Contribution and Deduction Considerations<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Several HR and payroll advisory sources have indicated that the new LINDUNG 24 Jam contribution will be administered through employers via payroll and borne by employees, with implementation expected in phases. (<a href=\"https:\/\/theedgemalaysia.com\/node\/805275?utm_source=chatgpt.com\">The Edge Malaysia<\/a>)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Because contribution details can affect payroll compliance directly, employers should rely on PERKESO\u2019s official circulars and contribution tables when finalising payroll settings. PERKESO has published an employer circular on the expansion of LINDUNG 24 Jam protection, and payroll teams should refer to the official PERKESO documents when configuring the system. (<a href=\"https:\/\/www.perkeso.gov.my\/images\/arahan\/290426-PEKELILING%20MAJIKAN%20BIL.%2002-2026%20-%20PERLUASAN%20PERLINDUNGAN%20SKIM%20LINDUNG%2024%20JAM.pdf?utm_source=chatgpt.com\">PERKESO<\/a>)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Why Payroll Readiness Is Critical<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A statutory payroll change affects every employee record. Even a small mistake can create widespread issues. If payroll software is not updated properly, employers may face incorrect deductions, unclear payslips, employee complaints, reconciliation problems, and correction work after salary payment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Companies with many employees should conduct sample payroll testing across different wage levels, departments, branches, and employee categories. This helps confirm that the system calculates and displays contributions correctly before live payroll processing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How Smart Touch Helps Malaysian Employers Prepare<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Smart Touch provides HR, payroll, attendance, and workforce management solutions for Malaysian businesses that need stronger control over statutory payroll changes. As LINDUNG 24 Jam becomes part of Malaysia\u2019s employee protection landscape, employers need software that can adapt quickly, calculate accurately, and support clear reporting.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With a proper payroll system, employers can reduce manual work, improve compliance confidence, prepare employee communication, and handle statutory updates more professionally.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Final Thoughts<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PERKESO LINDUNG 24 Jam is a major step toward broader employee protection in Malaysia. It addresses the off-duty blind spot by extending protection to non-employment accidents and giving eligible employees 24-hour coverage during their employment period. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you would like to understand the standard PERKESO scheme before the introduction of the 24-hour protection scheme, you can read this article: <a href=\"https:\/\/smartouch.com.my\/post\/what-does-standard-perkeso-actually-cover\/\">https:\/\/smartouch.com.my\/post\/what-does-standard-perkeso-actually-cover\/<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Smart Touch technology pte ltd , <a href=\"http:\/\/www.smartouch.com.sg\/\">www.smartouch.com.sg<\/a> +65-63964767, <a href=\"mailto:sales@smartouch.com.sg\">sales@smartouch.com.sg<\/a> , <a href=\"http:\/\/www.smartouch.com.my\/\">www.smartouch.com.my<\/a> +607-3889903 <a href=\"mailto:sales@smartouch.com.my\">sales@smartouch.com.my<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n<\/body>","protected":false},"excerpt":{"rendered":"<p>The new PERKESO LINDUNG 24 Jam Scheme marks one of the most important changes to Malaysia\u2019s employee social security framework in recent years. For employers, HR managers, payroll administrators, and business owners, this is not&#8230;<\/p>\n","protected":false},"author":1,"featured_media":653,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"pagelayer_contact_templates":[],"_pagelayer_content":"","footnotes":""},"categories":[3],"tags":[],"class_list":["post-652","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"jetpack_featured_media_url":"https:\/\/smartouch.com.my\/post\/wp-content\/uploads\/2026\/06\/article-socso-1.jpg","_links":{"self":[{"href":"https:\/\/smartouch.com.my\/post\/wp-json\/wp\/v2\/posts\/652","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartouch.com.my\/post\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartouch.com.my\/post\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartouch.com.my\/post\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartouch.com.my\/post\/wp-json\/wp\/v2\/comments?post=652"}],"version-history":[{"count":3,"href":"https:\/\/smartouch.com.my\/post\/wp-json\/wp\/v2\/posts\/652\/revisions"}],"predecessor-version":[{"id":658,"href":"https:\/\/smartouch.com.my\/post\/wp-json\/wp\/v2\/posts\/652\/revisions\/658"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartouch.com.my\/post\/wp-json\/wp\/v2\/media\/653"}],"wp:attachment":[{"href":"https:\/\/smartouch.com.my\/post\/wp-json\/wp\/v2\/media?parent=652"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartouch.com.my\/post\/wp-json\/wp\/v2\/categories?post=652"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartouch.com.my\/post\/wp-json\/wp\/v2\/tags?post=652"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}